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Carol Pepper has worked as a top adviser to ultra-wealthy families for more than twenty-five years. She is the Founder and CEO of Pepper International, an award winning family office in New York City, which celebrated its ten year anniversary in 2011. Carol advises global families who have over $100 million on all aspects of wealth management and how to transfer their fortune successfully to the next generation. Carol is a highly sought after global speaker and is regularly quoted in the top financial press. Prior to starting her firm, Carol managed over $1 billion of private client assets as a Portfolio Manager at Rockefeller & Co., a family office founded by the Rockefeller family. Carol was also a Principal at Morgan Stanley and a private banker at JP Morgan and Credit Suisse.