Help! I Can't Pay My Bills

Surviving a Financial Crisis

Sally Herigstad, C.P.A.

St. Martin's Griffin

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In this age of skyrocketing personal debt, more and more Americans find themselves facing a financial crisis. CPA Sally Herigstad provides the strategies you need to take charge of your financial problems and get back on your feet. This clear, step-by-step guide will get you started on your way to financial security. You’ll learn to:
 
*Create a realistic plan for reaching your financial goals
*Find cash you didn’t know you had
*Talk to creditors when they call
*Build – and stick to – a budget
*Get help with catastrophic medical bills
 
No matter how you got into a financial crisis, it’s never too late to take steps to turn things around. This book will help you take charge of your finances – and your life.
 
Sally Herigstad is a certified public accountant living in Kent, Washington. She has written numerous articles for Microsoft’s MSN Money Web site.

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Chapter One

How Did We Get Here?

Twenty-five years later, I still remember the day I got my first call from a collection department. I was a young stay-at-home mom. Our income had gone from sporadic to almost nonexistent in the recession of the early ’80s, and the bills were piling up. By the time any money came in, it was spoken for many times over. I made a little cash watching two other babies along with my daughter. If I went to the grocery store with a twenty-dollar bill from babysitting, I thought I was really flush. I dreamed of being so rich someday that I could go to the

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About the Author

Sally Herigstad, C.P.A.

Sally Herigstad is a Certified Public Accountant living in Kent, Washington. She has written numerous articles for Microsoft's personal finance division, including rewriting and updating a two-thousand-question FAQ for the MSN Money website. Help! I Can't Pay My Bills is her first book.

Sally Herigstad, CPA

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Available Formats and Book Details

Help! I Can't Pay My Bills
Surviving a Financial Crisis
Sally Herigstad, C.P.A.

Trade Paperback

Trade Paperback
St. Martin's Press
St. Martin's Griffin
December 2006
Trade Paperback
ISBN: 9780312359287
ISBN10: 0312359284
5 1/2 x 8 1/4 inches, 256 pages
$17.99

e-Book Agency

e-Book Agency
St. Martin's Press
St. Martin's Griffin
October 2013
e-Book Agency
ISBN: 9781466855212
ISBN10: 1466855215
256 pages
$7.99
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St. Martin's Griffin

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