Chapter One
Do You Need a Financial Makeover?

Do you want more from life? Are you working harder and putting in longer hours but don't feel financially secure or satisfied with your progress? Many of us are making more money but we still don't feel that we've made it. What do you think about when you're alone? When the phones aren't ringing and the television is off, what occupies your thoughts? What questions or concerns do you have just before falling asleep at night? In those quiet moments when you are able to reflect, are you satisfied with your financial situation or do you yearn for more?

Regardless of your present situation, you can achieve the life you've always dreamed of. It doesn't matter who you are or where you live. It doesn't matter if you had a privileged childhood of abundance or one of hardship and scarcity. With this book, you can improve your life and chart your own destiny in six short days.

This chapter is your wake-up call. Do you feel that you are maximizing your potential? Do you feel that you are living the life that you've always wanted? If you are financially frustrated, insecure, or just plain scared, you can feel financially secure and realize all of your dreams with a financial makeover.

Should I read this chapter?

True False

1. I thought I would have a more fulfilled life
than I do right now.

2. I think making money is the most important
goal to have.

3. I don't know what it would take to have a
balanced life.

4. I don't know why financial independence is a
worthwhile goal.

5. I'd like to learn about the incredible opportunity I
have to improve my finances and my life through
a financial makeover.

If you answered any of these questions TRUE, you should read this chapter.

What Is a Financial Makeover?

Maybe you're not sure what to expect from a financial makeover. That's fair. It's good to be a little skeptical. If you're familiar with fashion makeover, you know the successful ones don't stop with a facial or a new wardrobe. Successful makeovers require a total transformation—from head to toe and inside and out. Likewise, your financial makeover won't stop with just a budget or an investment plan. Your financial transformation will include all of the critical areas of your financial life—creating a spending and savings plan, protecting assets, investing wisely, risk management, insurance, estate planning, and much, much more.

Over the next six days, your financial makeover will strip away everything that is not working—maybe you're spending too much, sabotaging your own success, taking too much risk, not investing wisely, or leaving yourself and your loved ones financially exposed—and replace it with a solid foundation from which you can immediately start to see success and feel a sense of confidence. Your financial makeover will also maximize what you're already doing well. If you have powerful and inspiring goals, are saving diligently, and investing well, your Six-Day Financial Makeover will help you maximize and optimize your strengths.

I will walk with you, step by step, throughout the six-day transformation. Together we will turn the complexities of budgeting, investing, insurance, and estate planning into something understandable and practical. We're going to take the "pie-in-the-sky" theories and turn them into bite-sized pieces that you can implement in your life immediately.

Copyright © 2006 by Robert Pagliarini. All rights reserved.