Macmillan Childrens Publishing Group
Help! I Can't Pay My Bills

Help! I Can't Pay My Bills

Surviving a Financial Crisis

Sally Herigstad, C.P.A.

St. Martin's Griffin

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In this age of skyrocketing personal debt, more and more Americans find themselves facing a financial crisis. CPA Sally Herigstad provides the strategies you need to take charge of your financial problems and get back on your feet. This clear, step-by-step guide will get you started on your way to financial security. You'll learn to:

*Create a realistic plan for reaching your financial goals
*Find cash you didn't know you had
*Talk to creditors when they call
*Build – and stick to – a budget
*Get help with catastrophic medical bills

No matter how you got into a financial crisis, it's never too late to take steps to turn things around. This book will help you take charge of your finances – and your life.

Sally Herigstad is a certified public accountant living in Kent, Washington. She has written numerous articles for Microsoft's MSN Money Web site.

EXCERPT

Chapter One

How Did We Get Here?

Twenty-five years later, I still remember the day I got my first call from a collection department. I was a young stay-at-home mom. Our income had gone from sporadic to almost nonexistent in the recession...

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About the author

Sally Herigstad, C.P.A.

Sally Herigstad is a Certified Public Accountant living in Kent, Washington. She has written numerous articles for Microsoft's personal finance division, including rewriting and updating a two-thousand-question FAQ for the MSN Money website. Help! I Can't Pay My Bills is her first book.

Sally Herigstad CPA

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St. Martin's Griffin

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